Terms of Use

1Website Owner and Contact Information

PowerSportsFinancing.com is owned and operated by:

2Lead-Generation Website

PowerSportsFinancing.com is a powersports financing lead-generation website. The website is designed to help users request information about potential powersports financing options and may route user information to Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, service providers, and other participating third parties.

PowerSportsFinancing.com is not a lender, does not make credit decisions, does not approve or deny financing, does not set rates or terms, does not determine down payment requirements, and does not sell powersports vehicles directly.

3No Guarantee of Financing

Submitting information through PowerSportsFinancing.com does not guarantee approval, review, rates, terms, payment amounts, down payment requirements, no-money-down financing, or financing availability.

Available options, if any, may depend on the applicant, lender, financing provider, dealer, state, vehicle type, vehicle age, vehicle condition, credit profile, income, ability to repay, down payment, program availability, and other factors.

Final decisions and terms are determined by the applicable lender, financing provider, dealer partner, lease-to-own provider, alternative underwriting provider, or other participating third party.

4Not a Lender or Credit Decision Maker

PowerSportsFinancing.com does not:

• ✓Make loans
• ✓Offer credit directly
• ✓Approve or deny credit applications
• ✓Make underwriting decisions
• ✓Set interest rates
• ✓Set repayment terms
• ✓Set payment amounts
• ✓Set down payment requirements
• ✓Guarantee financing availability
• ✓Sell powersports vehicles directly

Any financing option, if available, is provided by the applicable lender, financing provider, dealer partner, lease-to-own provider, alternative underwriting provider, or other participating third party.

5Third-Party Providers and Lead Sharing

By using the website or submitting information, you understand and agree that your information may be collected, routed, shared, sold, transferred, disclosed, licensed, or otherwise provided to Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, advertising partners, call centers, customer support providers, service providers, and other participating third parties.

These third parties may use your information to contact you, review whether options may be available, match you with financing or dealer opportunities, provide related services, market products or services, or operate their own business processes.

Third parties may have their own terms, privacy policies, underwriting criteria, approval processes, fees, rates, terms, and program requirements. We are not responsible for the acts, omissions, decisions, terms, rates, offers, denials, disclosures, or privacy practices of third parties not owned or controlled by Magwitch LLC.

6Contact Consent

By clicking "Check Your Financing Options," "Check Available Financing Options," submitting information, or otherwise requesting information, you authorize PowerSportsFinancing.com, Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, service providers, call centers, and other participating third parties to contact you about powersports financing options, dealer connections, related services, and marketing.

Contact may be made by phone, text message, email, voicemail, direct mail, automated dialing systems, artificial or prerecorded voice messages, or other methods where legally permitted. Consent is not a condition of purchase. Message and data rates may apply. You may opt out as permitted by law.

7Text Messages, Emails, and Opt-Out Rights

If you provide a phone number or email address, you may receive communications related to your inquiry, application, available options, dealer or provider connections, reminders, marketing, or related services.

You may opt out of text messages by replying STOP, where available. You may opt out of marketing emails by using the unsubscribe link, where available, or by contacting [email protected].

Opting out of marketing communications may not stop transactional, legal, service-related, application-related, or account-related communications where permitted by law.

8Privacy Policy

Your use of the website is also governed by our Privacy Policy, available at: /privacy-policy.

The Privacy Policy explains how we may collect, use, share, sell, transfer, disclose, and process information.

9Do Not Sell or Share My Personal Information

Because PowerSportsFinancing.com is a lead-generation website, personal information may be sold, shared, transferred, disclosed, or otherwise provided to participating third parties for business, commercial, marketing, advertising, lead-generation, lead-routing, financing-related, or related purposes.

Depending on applicable law, you may have the right to opt out of certain sales or sharing of personal information. Please visit: /do-not-sell-or-share.

You may also contact us at [email protected].

10Eligibility

You must be at least 18 years old and legally able to enter into these Terms to use PowerSportsFinancing.com or submit information through the website.

By using the website, you represent that:

• ✓You are at least 18 years old
• ✓You are using the website for lawful purposes
• ✓The information you provide is accurate and belongs to you
• ✓You are authorized to provide the information submitted
• ✓You will not misuse the website or submit fraudulent information

11User Information and Accuracy

You are responsible for ensuring that all information you submit is accurate, complete, current, and truthful. Inaccurate, incomplete, misleading, or fraudulent information may delay review, prevent available options from being identified, or result in the inability to process your request.

Submitting information does not guarantee that any lender, financing provider, dealer, or other third party will contact you or provide an option.

12Powersports Vehicle Information

PowerSportsFinancing.com may reference or provide information about ATVs, UTVs, side-by-sides, motorcycles, dirt bikes, jet skis, personal watercraft, snowmobiles, powersports trailers, or other powersports vehicles.

Any vehicle information on the website is for general informational purposes only. PowerSportsFinancing.com does not guarantee vehicle availability, condition, pricing, features, warranty, safety, suitability, title status, dealer participation, or eligibility for financing.

Vehicle availability, pricing, condition, taxes, fees, and purchase terms are determined by the applicable dealer, seller, financing provider, lender, or other third party.

13Informational Content Only

Website content is provided for general informational and marketing purposes only. It should not be considered financial, legal, tax, credit, lending, insurance, or purchasing advice.

You should carefully review all financing terms, purchase documents, vehicle details, fees, rates, payment obligations, ownership structure, and program requirements before accepting any option or completing a purchase.

14Payment Calculator and Estimates

If PowerSportsFinancing.com provides a payment calculator or example payment scenarios, those tools and examples are for informational and estimation purposes only.

Calculator results and examples do not represent a financing offer, approval, rate quote, term, payment amount, or guarantee of financing. Actual options, rates, terms, payment amounts, down payment requirements, taxes, fees, and financing availability may vary.

15Rates, Terms, and Advertising Disclosures

Any references to financing options, rates, terms, payment amounts, down payments, or program availability are subject to review and may vary by applicant, lender, financing provider, dealer, state, vehicle type, vehicle condition, credit profile, income, ability to repay, and program availability.

PowerSportsFinancing.com does not guarantee any advertised or estimated financing outcome. Do not rely on general website content as a final offer of credit.

16No Money Down and Bad Credit Language

Any references to "bad credit powersports financing," "less-than-perfect credit," "low down payment," or "no money down" are for general informational and marketing purposes only.

No money down financing is not guaranteed. Bad credit approval is not guaranteed. Some applicants may be required to provide a down payment. Some applicants may not qualify for financing. Available options depend on lender or provider review and program availability.

17Third-Party Links and Application Portals

The website may contain links to third-party websites, application portals, dealer websites, lender websites, financing provider websites, advertising platforms, analytics tools, or other external services.

We are not responsible for the content, security, accuracy, availability, policies, practices, decisions, or actions of third-party websites or services. Use of third-party websites or services may be governed by separate terms and privacy policies.

18Compensation Disclosure

Magwitch LLC, PowerSportsFinancing.com, or related parties may receive compensation, referral fees, marketing fees, lead fees, service fees, or other consideration from lenders, financing providers, dealer partners, dealer networks, affiliates, marketing partners, service providers, or other participating third parties. Any such compensation may be based on lead submission, routing, referral, application activity, marketing services, completed transactions, or other business arrangements.

19Prohibited Uses

You agree not to:

• ✓Use the website for unlawful, fraudulent, abusive, or misleading purposes
• ✓Submit false, inaccurate, or unauthorized information
• ✓Impersonate another person
• ✓Interfere with website operation or security
• ✓Attempt to access systems without authorization
• ✓Use bots, scrapers, crawlers, or automated tools without permission
• ✓Copy, modify, distribute, or exploit website content without authorization
• ✓Submit malicious code, spam, or harmful content
• ✓Use the website in a way that violates applicable laws or these Terms

20Intellectual Property

The website, including text, graphics, logos, designs, layouts, images, icons, software, and other content, is owned by or licensed to Magwitch LLC or its service providers and is protected by applicable intellectual property laws.

You may use the website for personal, non-commercial purposes related to checking powersports financing options. You may not copy, reproduce, modify, distribute, sell, or exploit website content without written permission.

21Website Availability

We may modify, suspend, or discontinue the website or any part of it at any time without notice. We do not guarantee that the website will be available, uninterrupted, secure, error-free, or free from viruses or harmful components.

22Disclaimer of Warranties

The website and all content, tools, forms, links, and services are provided "as is" and "as available" without warranties of any kind, whether express or implied.

To the fullest extent permitted by law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, availability, and reliability.

23Limitation of Liability

To the fullest extent permitted by law, Magwitch LLC, PowerSportsFinancing.com, and their owners, officers, employees, contractors, service providers, affiliates, and partners will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, or similar damages arising from or related to your use of the website, submission of information, third-party communications, financing outcomes, dealer interactions, vehicle purchases, or reliance on website content.

This limitation applies even if we have been advised of the possibility of such damages.

24No Responsibility for Third-Party Decisions

We are not responsible for:

• ✓Whether a lender, financing provider, dealer, or other third party contacts you
• ✓Whether you are approved or denied
• ✓Rates, terms, payment amounts, or down payment requirements
• ✓Dealer or seller conduct
• ✓Vehicle condition, availability, pricing, warranties, or title status
• ✓Third-party marketing practices
• ✓Third-party privacy practices
• ✓Third-party websites, documents, contracts, or disclosures
• ✓Any final transaction between you and a third party

25Indemnification

You agree to indemnify and hold harmless Magwitch LLC, PowerSportsFinancing.com, and their owners, officers, employees, contractors, service providers, affiliates, and partners from and against any claims, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising from or related to:

• ✓Your use of the website
• ✓Your submission of information
• ✓Your violation of these Terms
• ✓Your violation of applicable law
• ✓Your violation of another person's rights
• ✓Your fraudulent, inaccurate, misleading, or unauthorized submissions

26Electronic Communications

By using the website or submitting information, you consent to receive communications electronically, including notices, disclosures, agreements, updates, and other information. Electronic communications may be provided by email, text, website posting, application portal, or other electronic means where permitted by law.

27Changes to These Terms

We may update these Terms from time to time. The updated version will be posted on this page with the updated "Last Updated" date. Continued use of the website after changes are posted means you accept the updated Terms.

28Termination or Restriction of Access

We may restrict, suspend, or terminate access to the website at any time if we believe a user has violated these Terms, submitted inaccurate or fraudulent information, misused the website, or engaged in conduct that may create risk for us, users, third parties, or the website.

29Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, except where applicable law requires otherwise.

30Dispute Resolution

Any dispute arising from or relating to these Terms, the website, or your use of the website should first be addressed by contacting us at [email protected] so the parties can attempt to resolve the matter informally.

Any disputes arising from use of this website shall be governed by the laws of the State of Florida. Magwitch LLC reserves all rights available under applicable law.

31Severability

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force and effect to the fullest extent permitted by law.

32Entire Agreement

These Terms, together with the Privacy Policy and any other posted legal notices, form the agreement between you and Magwitch LLC regarding your use of PowerSportsFinancing.com.

33Contact Us

If you have questions about these Terms, contact us at: