Privacy Policy

1Information We May Collect

We may collect information that you provide directly, information collected automatically, and information received from third parties.

Information you provide may include:

• ✓Name
• ✓Email address
• ✓Phone number
• ✓Mailing address
• ✓Residential address
• ✓Date of birth
• ✓Income or employment-related information
• ✓Financing amount requested
• ✓Vehicle interest or vehicle type
• ✓Dealer, seller, or purchase-related information
• ✓Down payment information, if provided
• ✓Credit-related or application-related information, if submitted through an application workflow
• ✓Any other information you choose to submit through forms, applications, calls, emails, texts, chats, or other communications

Information collected automatically may include:

• ✓IP address
• ✓Device type
• ✓Browser type
• ✓Operating system
• ✓Pages viewed
• ✓Links clicked
• ✓Referring website
• ✓Time and date of visit
• ✓Approximate location information
• ✓Cookie identifiers
• ✓Advertising identifiers
• ✓Analytics data
• ✓Website interaction and conversion data

Information from third parties may include information from:

• ✓Magwitch LLC systems
• ✓Lenders
• ✓Financing providers
• ✓Dealer partners
• ✓Dealer networks
• ✓Lead buyers or lead sellers
• ✓Affiliates
• ✓Marketing partners
• ✓Advertising platforms
• ✓Service providers
• ✓Data providers
• ✓Analytics providers
• ✓Other participating third parties

2How We Use Information

We may use information for purposes including:

• ✓Operating PowerSportsFinancing.com
• ✓Processing, routing, or evaluating financing inquiries
• ✓Connecting users with Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, service providers, or other participating third parties
• ✓Responding to user requests
• ✓Contacting users about powersports financing options
• ✓Sending calls, texts, emails, voicemails, and other communications where legally permitted
• ✓Supporting lead generation, lead routing, lead sale, lead sharing, marketing, advertising, and analytics
• ✓Improving website design, performance, content, and user experience
• ✓Measuring advertising performance
• ✓Preventing fraud, misuse, or unauthorized activity
• ✓Complying with legal, regulatory, contractual, and business obligations
• ✓Enforcing our Terms of Use and other agreements

3Lead Sharing, Lead Sale, and Third-Party Disclosure

PowerSportsFinancing.com is a lead-generation website. When you submit information, that information may be shared, sold, transferred, licensed, disclosed, or otherwise provided to Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, service providers, advertising partners, analytics providers, call centers, customer support providers, compliance providers, and other participating third parties.

These third parties may use your information to:

• ✓Review whether financing options may be available
• ✓Contact you about powersports financing or related services
• ✓Match you with dealers, lenders, financing providers, or other participating parties
• ✓Provide marketing, advertising, analytics, operational, or support services
• ✓Comply with their own legal, contractual, underwriting, servicing, or business requirements

Third parties may have their own privacy policies and practices. We are not responsible for the privacy practices of third parties that are not owned or controlled by Magwitch LLC.

4Contact Consent

By submitting your information, clicking "Check Your Financing Options," clicking "Check Available Financing Options," Financing Options," or otherwise requesting information, you authorize PowerSportsFinancing.com, Magwitch LLC, lenders, financing providers, dealer partners, dealer networks, lease-to-own providers, alternative underwriting providers, affiliates, marketing partners, service providers, call centers, and other participating third parties to contact you about powersports financing options and related services.

Contact may be made by phone, text message, email, voicemail, direct mail, automated dialing systems, artificial or prerecorded voice messages, or other methods where legally permitted. Consent is not a condition of purchase. Message and data rates may apply. You may opt out as permitted by law.

5Text Messages and Email Communications

If you provide your phone number or email address, you may receive communications related to your inquiry, application, financing options, dealer or provider connections, marketing, or related services.

You may opt out of text messages by replying STOP, where available. You may opt out of marketing emails by using the unsubscribe link, where available, or by contacting us at [email protected]. Transactional, legal, or service-related communications may still be sent where permitted by law.

6Cookies, Tracking, and Advertising Technologies

We may use cookies, pixels, tags, scripts, analytics tools, advertising technologies, and similar technologies to operate the website, measure performance, improve user experience, support advertising, track conversions, and understand how visitors interact with the website.

We may use cookies, pixels, tags, analytics tools, and similar technologies to operate and improve our website, understand how visitors use our website, measure traffic and performance, evaluate marketing effectiveness, and improve user experience. These tools may collect information such as pages visited, links clicked, referring URLs, browser type, device type, approximate location, IP address, and other usage information. We use third-party service providers, including Google Analytics, to help us collect and analyze this information. Google Analytics collects standard internet log information and visitor behavior data. For more information on how Google uses data collected through our website, visit Google's Privacy Policy.

These technologies may be used by us or by third parties such as analytics providers, advertising platforms, marketing partners, and service providers.

Information collected may include IP address, device identifiers, browser information, pages viewed, clicks, referring URLs, form interactions, and advertising or conversion data.

Our website may use cookies and similar technologies for functionality, analytics, performance measurement, security, and marketing-related purposes. You can manage cookies through your browser settings. Some privacy rights, including opt-out rights where applicable, may be available through our Privacy Policy or Do Not Sell or Share My Personal Information link.

Our website is intended for users located in the United States. We do not intentionally market this website to users located outside the United States.

7How We Share Information

We may share information with:

• ✓Magwitch LLC and related business systems
• ✓Lenders
• ✓Financing providers
• ✓Dealer partners
• ✓Dealer networks
• ✓Lease-to-own providers
• ✓Alternative underwriting providers
• ✓Affiliates
• ✓Lead buyers, lead sellers, and lead marketplaces
• ✓Marketing partners
• ✓Advertising platforms
• ✓Analytics providers
• ✓Call centers
• ✓Customer support providers
• ✓Website hosting and technology providers
• ✓Compliance, legal, accounting, and professional service providers
• ✓Business partners involved in providing, routing, evaluating, marketing, or supporting financing-related inquiries
• ✓Government, regulatory, legal, or law enforcement authorities where required or permitted by law
• ✓Parties involved in a business transaction, such as a merger, acquisition, sale, financing, restructuring, or transfer of assets

8Sale or Sharing of Personal Information

Because PowerSportsFinancing.com is a lead-generation website, we may sell, share, transfer, disclose, or otherwise provide personal information to participating third parties for business, commercial, marketing, advertising, lead-generation, lead-routing, financing-related, or related purposes.

Depending on applicable law, users may have the right to opt out of certain sales or sharing of personal information. A "Do Not Sell or Share My Personal Information" page is available at: /do-not-sell-or-share.

9Categories of Personal Information That May Be Collected, Shared, or Sold

Depending on how you interact with the website, we may collect, share, or sell categories of information such as:

• ✓Identifiers, such as name, email address, phone number, mailing address, IP address, and device identifiers
• ✓Contact information
• ✓Application or inquiry information
• ✓Financial or income-related information you provide
• ✓Commercial information, such as vehicle interest, financing request, dealer interest, or purchase-related information
• ✓Internet or electronic network activity, such as browsing activity, clicks, website interactions, and analytics data
• ✓Approximate geolocation information
• ✓Inferences related to financing interest, vehicle interest, or marketing segments
• ✓Communications and correspondence

We do not knowingly collect information from children under 18.

10Sensitive Information

You should only provide information requested through the website or application workflow. Some application-related workflows may request information that could be considered sensitive under certain laws. We use, disclose, share, or transfer such information only as reasonably necessary for the purposes described in this Privacy Policy, including financing inquiry routing, application processing, lead generation, compliance, fraud prevention, service delivery, and related business purposes.

11Financing and Credit Decisions

PowerSportsFinancing.com does not make credit decisions, does not approve or deny financing, does not set rates, does not determine terms, and does not guarantee financing availability.

Financing options, if available, are subject to review and may vary by applicant, lender, financing provider, dealer, state, vehicle type, vehicle age, vehicle condition, credit profile, income, ability to repay, down payment, and program availability.

Final decisions and terms are determined by the applicable lender, financing provider, dealer partner, lease-to-own provider, alternative underwriting provider, or other participating third party.

12Third-Party Links and Websites

The website may contain links to third-party websites, application portals, advertising platforms, dealer websites, lender websites, financing provider websites, or other external services. We are not responsible for the privacy practices, content, security, or policies of third-party websites or services. You should review the privacy policies of any third-party websites or services you visit.

13Data Security

We use reasonable administrative, technical, and physical safeguards designed to help protect information. However, no website, system, transmission, or storage method is completely secure. We cannot guarantee absolute security.

14Data Retention

We may retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including lead generation, business operations, legal compliance, dispute resolution, recordkeeping, fraud prevention, enforcement of agreements, and other legitimate business purposes.

15Your Privacy Choices

Depending on where you live and applicable law, you may have rights regarding your personal information, which may include the right to:

• ✓Request access to personal information
• ✓Request correction of personal information
• ✓Request deletion of personal information
• ✓Opt out of certain sales or sharing of personal information
• ✓Opt out of certain targeted advertising
• ✓Limit certain uses of sensitive personal information, where applicable
• ✓Appeal certain privacy decisions, where applicable

To submit a privacy request, contact us at [email protected] or use the Do Not Sell or Share page if available. We may need to verify your identity before processing certain requests. We will respond as required by applicable law.

16Do Not Sell or Share My Personal Information

If you wish to opt out of certain sales or sharing of personal information, please visit: /do-not-sell-or-share.

You may also contact us at [email protected].

Please note that some information sharing may be necessary to complete a transaction you requested, process a financing inquiry, provide services, comply with law, prevent fraud, or operate the website.

17Marketing Opt-Out

You may opt out of certain marketing communications by:

• ✓Replying STOP to text messages, where available
• ✓Clicking unsubscribe in marketing emails, where available
• ✓Contacting us at [email protected]

Opting out of marketing communications does not necessarily stop transactional, legal, service-related, or application-related communications.

18Children's Privacy

PowerSportsFinancing.com is intended for adults and is not directed to children under 18. We do not knowingly collect personal information from children under 18. If you believe a child has provided information to us, please contact us at [email protected].

19Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be posted on this page with the updated "Last Updated" date. Continued use of the website after changes are posted means you accept the updated Privacy Policy.

20Contact Us

If you have questions about this Privacy Policy or wish to submit a privacy request, contact us at: